Archive for the 'Finance & Loans' Category

Aug 31 2016

Don’t Forget to Include Tax Consequences With Assets

Published by under Finance & Loans,Investment

Be aware of all the financial implications that are in place when it comes to passing down assets to your heirs. If you prefer not to sell your home prior to retirement, you can also go with the route of considering whether or not you want to leave it to your heir. There are numerous […]

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Jan 06 2016

How Banks Report Their Finances

Published by under Finance & Loans

By Phineas Upham Just like the average taxpayer, banks have to report their finances or they may face steep penalties for failing to alert the government or investors of potentially fraudulent activity. There are actual several layers beyond the Bank Secrecy Act, although this important piece of legislation is one of the most frequently evoked […]

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Dec 02 2015

The Evolution of Mortgage Lending

Published by under Finance & Loans

By Phineas Upham Today, when the average person wants to purchase a home he or she has to find a lender willing to loan them money. That money comes at a particular interest rate, which the lender uses to make a profit on the loan. This was not always the case. Throughout American history, home […]

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Sep 17 2015

Why Hiring an Accountant is Good for Business

Taking on the roles of CEO and business advisor isn’t too much of a big deal when your startup business is in the beginning stages of its life. The problems occur when you begin to grow. Your focus gradually shifts to what generates your leads and impacts your revenue rather than sitting down and having […]

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Sep 02 2015

Currency Devaluation in Modern Markets

Published by under Finance & Loans

By Samuel Phineas Upham Countries have reasons to let their currencies become devalued, and sometimes those reasons are out of the hands of government policymakers entirely. In modern economics, most currencies are what are called “fiat currencies” and they derive value based on the policies that the governments who create them make. This means the […]

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Jun 04 2015

Why the Middle Class Needs FinTech

Published by under Finance & Loans

By Samuel Phineas Upham The path of upward mobility begins with financial management. If the average person could better manage his or her money, savings would thrive and we would all collectively handle risk better because we’d have a stronger financial cushion. Banks aren’t doing a very good job of providing those services right now, […]

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Feb 05 2015

George Simmel’s Philosophy of Money

Published by under Finance & Loans

By Phineas Upham Simmel’s philosophy of money is an underappreciated classic that explores society’s relationship to money. The title reads like it might be more of a metaphysical work, the text explores the wider implications of accumulating wealth and how people interact with money on a day to day basis. Simmel begins by setting the […]

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May 15 2014

A Profile of Amazon

Published by under Finance & Loans

Written by Phin Upham Amazon began in a two car garage in 1995. It was two men, including the CEO Jeff Bezos, who packaged and shipped items from their garage in special boxes labeled with the company name and logo. The image of the two piling books on top of an old door, while they […]

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May 02 2014

The History of Time Magazine

Published by under Finance & Loans

This article was written by Samuel Phineas Upham Time is published weekly from New York City. It’s a news magazine that has always focused on informing readers of the day’s current events, with concisely written articles and emotional photography. The first issue debuted in March of 1923. Time was founded by Henry R. Luce, a […]

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Feb 14 2013

How Your Business Can Accept Money Online Starting Today

Published by under Finance & Loans

If you are competing in the business world, the fact of the matter is that you want to do anything that you can to maintain a competitive advantage over your competition.  When you can accept payments online, over the Internet, you are going to be able to really grow your sales quite a bit.  So […]

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